mBridge the Future?

I notice work is ongoing in the development of fast and efficient cross-border monetary transactions. The idea is for the platform to be relatively free of censorship. SWIFT is currently the largest mechanism through which international payments are made. The problem with SWIFT is it can be interrupted, effectively locking out some countries.

https://www.bis.org/about/bisih/topics/cbdc/mcbdc_bridge.htm

The project aims to explore a multi-central bank digital currency (CBDC) platform shared among participating central banks and commercial banks, built on distributed ledger technology (DLT) to enable instant cross-border payments and settlement. 

CBDC's Coming Soon

Within a year to two years, central bank digital currencies will be real and active. Your money will no longer be money, it will be tokens that governments can cancel or control at whim. For instance, if you exceed your carbon footprint, your access to money may be restricted: